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Founded On Values

As your best source for commercial debt collection professionals you can trust, Ryan & Jacobs stands on firm values of integrity, honesty, and upright business ethics under all circumstances. We strive to be the most transparent collections agency that our industry has ever seen.

Ryan & Jacobs uses ethical debt collection techniques, operating within the confines of all applicable laws. We follow best business practices in everything we do.

We also believe what we do in life creates ripples far more significant than ourselves, and we work for the betterment of the community we live in. Two percent of our quarterly profits go to a non-profit organization.
Ryan & Jacobs
Ryan & Jacobs

Pillars of Experience

At Ryan and Jacobs, we build on our solid foundation of honesty and integrity with experienced and forward-thinking management. From the ground up and from the top down, you’ll find every member of our staff is carefully chosen for their dedication to ethical professionalism and their commitment to help our clients thrive with the proper debt collection support they deserve.

Ryan & Jacobs

MS. ELIZABETH RIOS

CEO / Owner

Elizabeth Rios is a seasoned business owner with more than 20 years of experience in investigative services. She specializes in the legal aspects of commercial collections, conflict resolution, mediation, and negotiation with the highest industry standards and professionalism. Elizabeth is dedicated to providing exceptional customer experiences for every client.

Ryan & Jacobs

MR. HAL WALLACE

President / Owner

Hal Wallace is a seasoned business professional in the financial services industry. Along with commercial collections, mediation, and negotiation skills, he brings over 20 years of experience with case research, skip-tracing, asset discovery, account reconciliation, and debt consolidation to the organization.
Ryan & Jacobs

Jesse Rios

Chief Operating Officer

Jesse brings more than 15 years of expertise in Client Relations, Business Development, and Strategic Leadership to her role as Chief Operating Officer at Ryan & Jacobs. In this capacity, she leads company-wide operations, overseeing all team members and ensuring that strategic planning and operation efforts align with the firm’s long-term vision and goals.
Jesse is known for her ability to drive operational efficiency while fostering a culture of collaboration and excellence. She is highly skilled in mediation, conflict resolution, team building, and mentorship—skills that are critical to leading dynamic teams and navigating complex organizational challenges.
She holds a Bachelor of Science degree from The University of Texas at Dallas and is currently pursuing her MBA, deepening her knowledge in executive leadership and operational strategy.
With a passion for people and performance, Jesse plays a key role in positioning Ryan & Jacobs for sustainable growth and continued success.

Ryan & Jacobs

Jessica Devenny

Director of Client Services

Jessica has over a decade of experience in the client services industry, having held various roles across Human Resources, Real Estate, and now as the Director of Client Services.

Throughout her career, she has remained focused on building and maintaining trust with clients, always striving to exceed expectations and deliver a seamless experience from start to finish.

Jessica holds a Bachelor of Arts degree in Human Resource Management from Florida State University and has further honed her skills through studies in Culinary Arts at Collin College. She also obtained her Real Estate license in 2013, which has provided her with a unique perspective in her client service approach.

Ryan & Jacobs

Farrah Frank

Accounting Manager

Farrah is an experienced accounting and operations professional with over a decade of success managing financial processes and optimizing systems for growth. She has led collections portfolios for several large corporations, including one with over $3 billion in assets. Known for her structured, solutions-driven approach (and her unapologetic love for a perfectly built spreadsheet), Farrah specializes in streamlining accounting workflows, improving operational efficiency, and building scalable processes that drive long-term results. Originally from the Northeast, she is a graduate of Virginia Commonwealth University and is currently pursuing her MBA.

Ryan & Jacobs

Doug Hofmann

Vice President of Training

Doug Hofmann brings over 30 years of industry experience to his role as Vice President of Training at Ryan & Jacobs. With a deep background in bankruptcy, law, and collections, Doug has built a career marked by leadership, operational excellence, and results-driven strategies.
Throughout his career, Doug has held key executive roles, including co-owning and managing a bankruptcy law firm in a non-attorney capacity. His leadership was instrumental in overseeing all aspects of firm operations. Additionally, he co-owned a debt settlement company, further expanding his expertise across the financial and legal services landscape.
Doug is a graduate of the University of Texas at Austin and is recognized for his ability to develop effective training programs, lead high-performing teams, and translate complex industry knowledge into practical, results-oriented solutions.
At Ryan & Jacobs, Doug leverages his broad experience to drive training initiatives that support both team development and client success.

Why Choose Ryan & Jacobs

Ryan & Jacobs is a contingent debt collection agency. In other words, if we do not collect your debt, we do not get paid. This business practice produces a strong sense of urgency in collecting what is owed to you. We proudly stand firm on our promise, and there are no hidden fees.

There is not only a sense of urgency to collect the debt owed to you, but there is also a sense of urgency to pay you. Payments to clients are immediately remitted when the check clears.

Ryan & Jacobs
Ryan & Jacobs
Ryan & Jacobs
Ryan & Jacobs

Our entire team of debt recovery experts are tireless, seasoned collectors committed to achieving unmatched results for our clients. We aggressively refine our practices daily by keeping up with all the latest trends and methods in our industry. At Ryan & Jacobs, it is not enough to be just good; we aim for superior service and exemplary results.

Ryan & Jacobs is dedicated to going beyond normal limits. Although we specialize in oil & gas and transport, we are experienced in working with a diverse range of industries, and this exposure has given us an in-depth knowledge of all corners of the business world. Outside-of-the-box thinking coupled with cutting-edge technology are the keys to producing timely results.

Our business model is founded on honesty and transparency, which is reflected in every aspect of our debt collection efforts. We ensure you are involved and informed at every step of our partnership by providing a client login portal where you can review real-time updates on your accounts. We work quickly and openly to help you recover lost assets while preserving valuable industry and client relationships.

Ryan & Jacobs also works with a network of attorneys with a deep understanding of commercial debt collections. Everyone on our team operates under a strict code of ethics while adhering to all pertinent laws and regulations. We are fully compliant with federal regulations, registered with the SOS, bonded, and insured.

Ryan & Jacobs
Ryan & Jacobs

Get to Know Ryan & Jacobs

Are you ready to get to know the debt recovery experts at Ryan & Jacobs? Contact us today to learn how we can help your business thrive!

Boosting Your Progress

Bad debts should not stand in the way of building a successful business. We aim to become an extension of your Accounts Receivable management team so that you can focus on the growth of your business and have plenty of cash flow to do so. Your best interest is our number one priority. We thrive on a teamwork mentality while creating a “win-win” partnership for all.
No matter the debt issue, Ryan & Jacobs will thoroughly analyze the situation and strategy with you and determine the best approach to resolve your collection predicament. We will use tried and tested strategies and new and innovative approaches to collect your unpaid invoices quickly and efficiently.
Also, you do not have to worry about strained client relationships. We work hard to treat everyone we come into contact with professionally. We approach each interaction with thoughtful care, striving to preserve your continued business interests.
Ryan & Jacobs
Ryan & Jacobs

We are a digital agency, focused in making good and useful product for clients and corporations. Our main mission or a description about us is placed here.

Our aWWARDS

Behance Awward

Ryan & Jacobs

2012- 2013

YEAR BEST INTERECTIVE
AWWARD

We can help you channel your potential implementing your idea. We take care of all your needs, crafting specific and targeted solutions.

Awwards Inc

Ryan & Jacobs

2015- 2018

Mobile of The Month,
July 2014

We can help you channel your potential implementing your idea. We take care of all your needs, crafting specific and targeted solutions.

Dribble Awwards

Ryan & Jacobs

2012- 2023

Year best development
awwards 2022

We can help you channel your potential implementing your idea. We take care of all your needs, crafting specific and targeted solutions.